mozo.com.au © Copyright 2008-2020 Mozo Pty Ltd. All Rights Reserved. The bonus interest is rewarded when on the last business day of the month, your balance is at least $300 higher (excluding interest) than it was on the first business day of that month. How easy is it to contact HSBC? Bank accounts for charities. We are proud of the tools and information we provide and unlike some other comparison sites, we also include the option to search all the products in our database, regardless of whether we have a commercial relationship with the providers of those products or not. User Reviews for HSBC: Flexible Saver. The HSBC Flexi Saver account’s interest rate is calculated daily and paid into your account monthly on balances of up to $5,000,000. Having the flexibility of still earning interest even when a deposit obligation is not met is a compelling reason to choose this savings account. HSBC Personal customers SGD25,000 Simply credit a monthly salary of minimum SGD2,000 from your employer into your eFlexi account through GIRO, and enjoy 0.80% p.a. Balances from $0: 0.85% p.a.Balances from $5,000,000: 0.00% p.a. In order to qualify for the maximum rate of 0.85%, savers will need to grow their savings account by at least $300 every month. interest for the following month. I have been an HSBC customer for 20 years and I am disgusted by the way I have been treated today. Keep in mind that the deposit threshold to receive the bonus does not include any interest earned, and the account has to increase in value by the stated amount. International online transfers are not handled well and they don't deliver the service that is expected from them. Loyal savers are the biggest losers, the FCA has discovered – and accounts such as HSBC's Flexible Saver will pay just 40p per £1,000 after tax. Once the introductory period is over, you could consider switching your balance to the HSBC Flexi Saver . Fetching your data... HSBC – Premier Family Savings ... Revolut Plus review. If we open a new account,we can earn just the normal interest rate of 1.5 % on the first month , is it correct? You'll get a fixed rate of 5% AER/gross if you're an HSBC Premier or HSBC Advance customer (providing you keep the account for the period you hold a Regular Saver with us). Balances from $0: 0.05% p.a.Balances from $5,000,000: 0.00% p.a. And does the bonus interest rate apply to that month’s balance or next month, so if I meet bonus interest criteria in May then I get bonus interest on June or May’s balance? flat for any account balance. We suggest keeping an eye on the rate you’re getting on your savings, even if it’s an introductory rate, and if it drops you can compare your options again and switch to a higher rate. However if you forget to deposit the money into your HSBC Flexi Saver, you’ll then only earn 0.05% for the month. I have been an HSBC customer for 20 years and I am disgusted by the way I have been treated today. If you’re a saver committed to building your savings stash, then the HSBC Flexi Saver could be the savings account for you. Just ensure that on the last business day of the month, your balance is at least $300 higher than it was on the first business day of that month. Convenience . Account Details APY Updated; HSBC UK ISA : 0.75%. HSBC in Australia is part of the HSBC Group, one of the world's largest banking and financial services organisations. All Products Fixed Rate Bond Savings Accounts Loans Credit Cards HSBC UK Savings Accounts A wide range of savings account are offered by HSBC UK, including HSBC Loyalty ISA, Regular Saver, Online Bonus Saver, Flexible Saver, HSBC Premier Savings, Future Saver for Children, and MySavings Account. We don’t compare all products in the market, but we’re working on it! 8 / 10. I would like to know if the Flexi Saver Account has an interest rate maximum of 2.50% with the bonus interest. Cost (HKD) 3,180. If you're unsure about anything, seek professional advice before you apply for any product or commit to any plan. HSBC provides migrant services that you can use so that before you arrive in Australia, or currently a non-resident, an account can be set up. Find out more Find out more about HSBC Flexible Saver . This account is quite flexible, as you’re able to make as many withdrawals from the account as you like. £10 deposit to open. I tried to … If you’re looking for a better interest rate, you can get a bonus saver account that offers a higher interest rate than the HSBC Flexi Saver, but you could need to commit to a larger monthly deposit so keep this in mind when doing your comparison. A wide range of savings account are offered by HSBC UK, including HSBC Loyalty ISA, Regular Saver, Online Bonus Saver, Flexible Saver, HSBC Premier Savings, Future Saver for Children, and MySavings Account. We provide tools so you can sort and filter these lists to highlight features that matter to you. To see the rates, please see this page. I would also like to know what is a government guarantee for up to $250,000. Credit card limit is provided with indefinite term. Reimbursement of HSBC VHIS Flexi Plan - Bronze (HKD) Fully covered. Get to earn interest rates from as high as 1.00% p.a. We encourage you to use the tools and information we provide to compare your options. I have a flexi saver account which I use for my daily needs. The HSBC Day to Day Account comes with an HSBC Visa Debit Card that has everything you need (and more!). Open an account with £1. Once the introductory period is over, you could consider switching your balance to the HSBC Flexi Saver . To be eligible for the bonus interest rate, your balance on the last business day of the month is at least $300 higher (excluding interest) than it was on the first business day of that month. AUD transfers are instant to any HSBC Australia account. 1 You'll get a fixed rate of 3% AER/gross if you're a Bank Account, Bank Account Pay Monthly, Student Bank Account or Graduate Bank Account customer. You can make unlimited withdrawals by using internet and mobile banking, phone banking, in a branch free of charge as well as electronic funds transfer from this account to any Australian bank account. Find out HSBC Flexi Debt Fund - Regular Plan asset allocation, HSBC Flexi Debt Fund - Regular Plan NAV range, HSBC Flexi Debt Fund - Regular Plan performance, returns and more. I tried to use my card later in the day only to discover it was declined. www.hsbc.co.uk Visit this website www.hsbc.co.uk. This savings account features a maximum rate of 0.85% and no upfront or ongoing fees, so you can keep every dollar in your HSBC Flexi Saver. A HSBC Flexible Savings Account gives you instant access to the money that you have put away, but at a lower interest rate of either 0.10% or 0.15%. For bonus interest earned, that amount will be applied on the balance for the following month. Jul, 2018. I have a flexi saver account which I use for my daily needs. What savings account options does HSBC offer? For the bonus interest, does it work simply by looking if the closing balance is $300 more than opening (exclude interest), so you can deposit your salary and spend everything except $300 and earn bonus interest? AUD transfers are instant to any HSBC Australia account. HSBC has 3 savings account products: Serious Saver Account; Premier CMA; Flexi Saver; View the above table for detailed product information, interest rates, fees and calculate your potential returns. Compare Flexi Saver and other Savings Accounts products at RateCity, Australia's leading comparison site . I have a flexi saver account which I use for my daily needs. Kamu bisa setor/tarik tabungan kapan saja tanpa jumlah minimum dan mendapatkan bunga 3% p.a. Features . What savings account options does HSBC offer? smartee. A savings ... HSBC Serious Saver applicants must be aged 18+. HSBC's regular saver account scores well in our review, not least because you can carry over unused allowance into other months. The HSBC Flexi Saver Account was awarded the Canstar 5-Star Rating for Outstanding Value – Savings Account in April 2019/2020. The HSBC Serious Saver account is promoted as a high interest online account offering 3% interest rate for 4 months. Cards are subject to renewal upon bank's discretion. The HSBC Serious Saver account is promoted as a high interest online account offering 3% interest rate for 4 months. You do everything online from start to finish.If you have a current HSBC account, such as an HSBC Choice or HSBC Advance Checking, opening an account is even easier. Good rates but not so convenient as far as branch network goes . I’m afraid this simply is a deception. Should you wish to have real-time answers to your questions, try our chat box on the lower right corner of our page. You can learn more about how we make money here. Find out HSBC Flexi Debt Fund - Direct Plan asset allocation, HSBC Flexi Debt Fund - Direct Plan NAV range, HSBC Flexi Debt Fund - Direct Plan performance, returns and more. Talei, New South Wales, reviewed almost 5 years ago . finder.com.au is one of Australia's leading comparison websites. Toggle navigation powering smart financial decisions. Where our site links to particular products or displays 'Go to site' buttons, we may receive a commission, referral fee or payment when you click on those buttons or apply for a product. However, you should be aware that while we are an independently owned service, our comparison service does not include all providers or all products available in the market. Service Rating: Value Rating: Overall Rating: Recommended? Our HSBC savings reviews can help you to find out information like this. HSBC savings reviews can help you to find out more about life at HSBC. Smart Money People is an independent source of honest reviews. They were almost put out of business by the US authorities, they were only allowed a deferred prosecution on the condition that they clean up their business, making sure they gather more information about where they are taking in money and ensuring it is legit. If you do not hold any other savings accounts with us in exactly the same names as your Regular Saver account, then it will be automatically converted to a Flexible Saver or a HSBC Premier Savings account on maturity. Finder's decision to show a 'promoted' product is neither a recommendation that the product is appropriate for you nor an indication that the product is the best in its category. Please refer to our, finder.com.au is a financial comparison and information service, not a bank or product provider, We cannot provide you with personal advice or recommendations, Terms of Use, Disclaimer & Privacy Policy, maximum rate applies to the whole balance, please see this page. The 28th of a month. At the time of writing, some key features of the HSBC Flexi Saver account include: Monthly account fee: $0 Cara Melindungi PIN dan Kartu HSBC FlexiCredit Card: Segera tanda tangani kartu Anda setelah menerimanya. For the serious Saver, if you don’t make a withdrawal for the first four months, you are awarded a bonus interest rate – this then drops off and leaves you with a much lower ongoing standard variable rate – currently its pretty much zero. You cannot reinvest your Regular Saver with the same account number, however you can open a new account once the funds have matured. Your application for credit products is subject to the Provider's terms and conditions as well as their application and lending criteria. EW NEWBIE . If you registered for Online Banking prior to the 17th December 2014 it's not possible for you to activate your existing Secure Key and you will need to re-start your registration. Disclaimer - Hive Empire Pty Ltd (trading as finder.com.au, ABN: 18 118 785 121) provides factual information, general advice and services on financial products as a Corporate Authorised Representative (432664) of Advice Evolution Pty Ltd AFSL 342880.